Protect your paycheck.
Disability Insurance — Protect Your Income
Your ability to earn is your most valuable asset. We help Pittsburgh professionals and business owners replace income if they can't work due to injury or illness.
Why choose Pittsburgh Insurance Hub?
- ✓Short-term & long-term disability
- ✓Own-occupation coverage for professionals
- ✓Options for self-employed & 1099 earners
- ✓Coordinates with employer coverage
What's typically covered
Disability Insurance coverage, made simple
Income protection if illness or injury keeps you from working — for employees and the self-employed.
- Short-term income replacement
- Long-term disability
- Own-occupation & specialty riders
- Business overhead expense coverage
Local disability help you can trust
As a licensed Pennsylvania insurance service, we compare multiple A-rated carriers so you get the right disability insurance at a fair price — with clear, jargon-free guidance from real local people. It's free, and there's never any obligation.
Free
To you, always
A-Rated
Carriers only
2 min
To get started
Questions? Answered.
Disability Insurance — Frequently asked questions
Doesn't my employer already cover disability?
Group coverage often replaces only 40–60% of base pay and may be taxable. We help you fill the gap with an individual policy that stays with you if you change jobs.
What is 'own-occupation' coverage?
It pays benefits if you can't perform the duties of your specific profession, even if you could do another job. It's especially valuable for physicians, dentists, and skilled specialists.
Can self-employed people get disability insurance?
Yes — and it's critical, since there's no employer safety net. We also offer business overhead expense coverage to keep your business running if you're out.
Explore more coverage
Ready for your free disability insurance quote?
It takes about two minutes and there's no obligation.
Free · No obligation · Licensed local agents